Individual Client Services
Long-term, practical financial guidance in a world with increasing change and uncertainty
Initial Process
- Detailed and customized financial analysis, including current financial position, investments, retirement, education, insurance, tax planning, estate planning, and other areas specific to you
- Education on available options and alternatives
- Recommendations designed to efficiently meet your personal goals
- Strategy Implementation
Continuous Asset Planning
- Life Phase or Goal-Specific Planning
- Accumulation: Savings plan with respect to current & future taxes, investment vehicle selection, individual investment selection, and active management through varying market cycles
- Distribution: Managing the complex nuances of converting your assets to income, including distribution or reinvestment decisions for dividends & capital gains, income distribution rate review, principal drawdown need & impact, managing distributions through varying market cycles to maximize efficiency, and minimizing taxes to extend the life of your capital
Additional Ongoing Services
- Regular review meetings, at least annually & regular contact calls from us to you
- Active risk-controlled investment management
- Annual plan/projection updates to track your progress
- Retirement Income Management with oversight and guidance related to social security, pensions, required minimum distributions, rising medical costs, portfolio drawdown rate, and taxes
- Regular updates and reviews of available options as changes occur in your life, the tax code, the investment or insurance landscape, etc.
- Coordination with tax, legal, or other professionals as needed
- Monthly newsletters with insight from our team and details of any investment updates
- Access to online statements, tax documents, and performance reports
- Consultation and resources on a host of ancillary topics that may impact your finances and lifestyle